Benchmarks are indices used for measuring the performance of a particular strategy or total portfolio. The goal of most money managers and investors is to outperform their respective benchmark. However, caution should… Read More

I have the privilege of writing this post on July 1 – the midway point for the year.  I actually felt chills up my spine last week when I realized that we’re… Read More

After a day at work, making dinner, washing dishes and folding laundry, I can finally sit down, relax and unwind for the day.   I put my feet up and grab my laptop…. Read More

I read an article this morning in The Fiscal Times that said 59% of Americans surveyed by Gallup were worried about the sufficiency of their retirement savings.  Disappearing pension plans and concerns… Read More

When I started my job at Legacy Trust, they provided me what I would call a welcome packet.  It talked about the values of the company, its history and culture as well… Read More

The baby boomer generation defies any simple description, except to say that it includes the massive number of people born after World War II, between 1946 and 1964, about 25% of the… Read More

More than five years later, the 2008 global financial crisis continues to have long-lasting consequences. One unsurprising side effect of the crisis is that it has led to increased public cynicism about… Read More

My wife Deborah and I are the parents of a special needs child.  Lillian, our only child, was born with significant physical and mental limitations and we have devoted our lives to… Read More

On my drive back home the other day I was listening to NPR’s Marketplace.  They had a segment titled “When the IRS ‘likes’ your Facebook update.” The segment talked about how the… Read More

During “tax season”, I spend a lot of time talking with clients and tax preparers about, as you might expect, income taxes.  This often includes strategizing about how to reduce them in… Read More