While the U.S. economic picture continues to show broad improvement, some concerning trends are emerging that could eventually lead into the next recession.  When will the next recession happen?  No one can… Read More

From the beginning of June 2014 to mid-July 2014 shares of CYNK Technology Corp (CYNK), a penny stock, ran up by approximately 25,000%. The run up and what caused it is still… Read More

In my last post, I wrote about the challenges ahead for the millions of baby boomers as they enter the traditional “retirement years”. As a near retiree myself, I quite naturally have… Read More

In my last post I wrote about one method to protect retirement portfolios from the long term impact of market volatility, an often feared retirement risk.  However, there are other sometimes forgotten… Read More

Benchmarks are indices used for measuring the performance of a particular strategy or total portfolio. The goal of most money managers and investors is to outperform their respective benchmark. However, caution should… Read More

I have the privilege of writing this post on July 1 – the midway point for the year.  I actually felt chills up my spine last week when I realized that we’re… Read More

After a day at work, making dinner, washing dishes and folding laundry, I can finally sit down, relax and unwind for the day.   I put my feet up and grab my laptop…. Read More

I read an article this morning in The Fiscal Times that said 59% of Americans surveyed by Gallup were worried about the sufficiency of their retirement savings.  Disappearing pension plans and concerns… Read More

When I started my job at Legacy Trust, they provided me what I would call a welcome packet.  It talked about the values of the company, its history and culture as well… Read More

The baby boomer generation defies any simple description, except to say that it includes the massive number of people born after World War II, between 1946 and 1964, about 25% of the… Read More